| Identity Theft |
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| The experienced experts in the field...on your side |
| People whose identities have been stolen can spend months or years - and thousands of dollars - cleaning up the mess the thieves have made of their good name and credit record. |
| - Federal Trade Commission: When Bad Things Happen to Your Good Name | | |
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| Would you know what to do if it happened to you? |
| Spend countless hours and an average of $1,200 in out-of-pocket expenses* in your efforts to resolve the many problems caused by identity thieves? | |
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Would you think you’re not at risk?
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| Unfortunately you are. Do you hand over credit cards at restaurants? Do you shred mail with personal information? Do you supply personal information over the internet? Like most people you do these types of acts every day, and every day the risk actually increases. | |
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With the Identity Theft ShieldSM you’re backed by experienced
professionals from a division of the world’s leading risk
consulting company. |
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Credit Report |
| Experts recommend that you review your credit report regularly. The Identity Theft Shield makes it easy. |
Evaluate your current credit standing with:
• An up-to-date credit report through Experian at no added cost
• A personal credit score calculated by an independent scoring service
• A detailed analysis of your personal credit score | |
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Continuous Credit Monitoring |
| Suspicious activity will be brought to your attention, providing you with early detection. |
You’ll receive prompt notice if the credit repository (Experian) is notified that:
• New accounts have been opened in your name
• Derogatory notations have been added to your credit report
• Public records have been added to your report
• Inquiries have been made against your report
• A change of address has been requested |
| After you enroll, we’ll mail your membership materials to you. This benefit is available to you after you complete a “Consumer Report and Monitoring Authorization Form” provided in your membership materials or you may call 1-800-654-7757 after your membership is processed by Pre-Paid Legal. | |
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Identity Restoration |
| Coverage begins as of your membership effective date. |
Identity theft can be devastating, and the process of restoring your name can be overwhelming
and costly. You need more than “do it yourself ” information if it happens to you. |
| With the Identity Theft ShieldSM a trained expert will take the steps to restore your name and credit for you! |
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Help reduce your out-of-pocket expenses and time spent away from work with valuable services from detection to resolution |
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Our Licensed Investigators will work on your behalf to help correct identity theft issues you have with affected agencies and institutions, including: Credit card companies, Financial Institutions, All three credit repositories, Federal Trade Commission, Social Security Administration, Department of Motor Vehicles, U.S. Postal Service, Law enforcement personnel… and other organizations that may be affected. |
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Fraud alert notifications will be sent on your behalf to all three credit repositories, Social Security
administration, Federal Trade Commission, U.S. Postal Service and affected credit card companies and financial institutions. |
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Proactive searches of applicable local and national databases will be made on your behalf to look for information you may not be aware of, including: criminal activity in your name in your county’s records and certain federal watch lists, Department of Motor Vehicle records in your state, unknown addresses affiliated with your name, and banking activity in your name reported as fraudulent. | |
| You’ll have a toll-free number to report any potential discrepancy in your credit report. |
| If the discrepancy is identity theft, a Fraud Restoration package will be rushed to you and our investigators will assist you every step of the way. | |
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