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Credit Score Improvement Enrollment

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Enroll today and start enjoying the benefits and savings from an improved credit score. Let Armor work for you!

Still not sure?? Please read this ….

A high credit score will save you money every month!! Our experience has confirmed that a 100 point difference in your credit score can save you from between $200 to $800 every month!!

Please see the example …

Monthly Cash Flow Sheet
	Good Credit 700 Credit Score Monthly Payments:	Bad Credit 600 Credit Score Montly Payments
$200,000 Mortgage Payment	$1,242.00	$1,510.00
$20,000 Car Payment (1st Car)	$333.38	$475.83
$20,000 Car Payment (2nd Car)	$333.38	$475.83
Car Insurance (Two Cars)	$170.00	$225.30
Home Insurance	$57.50	$70.83
Total Monthly Payments	$2,136.26	$2,757.79
Increased Monthly Payments = $621.53 Due To Damaged Credit!!!

Most reputable credit restoration companies charge fees between $600 - $1,500 to help you increase your credit scores.
When you can save, on the low end $200 to $500 in monthly expenses with a higher credit score, it doesn’t take very long for you to get a very good return on your investment!

After recovering this initial investment back, then every month, you will have an EXTRA $200 to $500 PER MONTH to put back into your lifestyle.

Yes, you may say that you are not financing 2 autos and you may not be a home owner, but we also are not addressing other HIGH costs of damaged credit.

Have you signed up for utilities or gone to purchase a cell telephone and they required a deposit. This is almost always a result of having a low credit score.

Ready to Enroll Now ………. CLICK HERE

Question about which company to choose???

You want to be careful when selecting a credit restoration company. There are those companies who charge a small initial payment ($79-$99) and then a monthly fee ($59-$79). Although this appears to be a lower price, things are not always as they appear.

Let’s explain. Most of these companies will attract you with these lower prices but what is your objective? You want your credit scores increased as soon as possible so that you can obtain that loan that you are looking for and / or to stop the bleeding of paying higher monthly expenses.

Most of these companies have only one interest in mind and it is theirs, they want to obtain an ongoing monthly income stream and their motivation is to stretch out their delivered service as long as they can ~ keeps their monthly income coming in, got it.

They often will only dispute a couple of your derogatory/negative accounts each month, as they charge you the monthly fee. With our average client having 25-30 derogatory/negative accounts, this would stretch out your service at least 12-15 months. If you do the math, you will see that their payment plan will cost you more in the long run AND here is the unfortunate fact of their results. When you only dispute a few things at a time, it isn’t nearly as effective as disputing all of the derogatory/negative accounts at the same time (this is the way that we do it at Armor Credit Services).

We are very different from most Credit Restoration companies you see advertising on-line. Most of them are nothing more than "credit repair factories". They work on credit reports, (and consumers), in an assembly line in a factory. They have simple computer programs that do "the work" for them, and a staff of sales people. (Not lawyers, or trained credit score specialists) Most of these companies are owned by entrepreneurs that saw the credit repair industry growing at a very rapid rate and decided to get a share of the market! Even though they boast of "years in business", most of these on-line companies did not start doing credit repair until very recently. These "credit repair factories" simply draft one standard dispute letter and send it to the credit reporting agencies every 30 to 60 days. Something you could easily do for yourself! They charge a minimal monthly fee, some less than the cost of cable television. Do you really believe their "team of lawyers" or "specialists" is going to draft original documents to the credit reporting agencies, FTC, creditors, collections agencies and courthouses, on your behalf for a few dollars per day? Don’t believe it!! It sounds much more realistic that a computer program is going to spit out a form letter disputing the negative accounts on your credit reports, then about 60 days later do it again and again and again, for as long as you are willing to keep paying the monthly fees. What all this means to you, the consumer, is: if you want to pay low fees, expect minimal results. (You get what you pay for!)

Ready to Enroll Now ………. CLICK HERE

Still need more reasons to choose us ……….. ask our competitors these questions?

Will they review your credit reports for free, BEFORE you sign up with them or pay them any money? - Yes! We will review your credit reports for free BEFORE you sign up with us.

Do they only send dispute letters to the three credit reporting agencies, or will they dispute directly with creditor, collections agencies and courthouses if necessary? And at no extra charge? - We send disputes to the credit reporting agencies, your creditors, collections agencies, and even courthouses! We do a full disputing process, not just a simple bureau dispute. And we do not charge extra for our direct dispute service! (Watch out for other companies "upgrades".)

If they charge a continuous monthly fee, what is their incentive to restore your credit quickly? - No, we do not charge a continuous monthly fee. We want to finish the work on your credit file as quickly as possible. Don't you? We have found that it takes 6-12 months to achieve a comprehensive restoration with all three credit bureaus.

How many accounts will they work on at one time? - Several companies will only work on 2 to 5 accounts at once, we work on them all! There is no such law or regulation that you can only dispute a curtain number of accounts at once. But, think about it, if you are charging on a monthly fee basis would you really want to work on all the accounts at once, or would you want to drag it out???

If you are going to hire a Law Firm, will they be representing you or sending the letters on your behalf? - Why would you hire a law firm if the lawyer is not going to work for you? If they are not going to "represent you" and they are going to send letters on your behalf, like every other credit restoration company, why would you want to pay a lawyers salary in your credit restoration fee?

Do you have to fill out your own disputes on-line? - This is a new technique... I have to hand it to them, they have a great money making scheme! They have clients sign up and fill out there own dispute letters on-line, then the "law firm" mails them out. And they charge an on-going monthly fee for you to fix your own credit!

Do you have to do the mailing of your dispute letters? - No, we do not send your dispute letters to you as many companies do and ask you to sign, make copies, and mail via registered return receipt to the credit bureaus and or creditors. We take care of all of your letters for you and will send them to the credit bureaus and or creditors!

Do they have a physical location that you can go to if you live close enough? - Yes! If you are in Minneapolis St. Paul, please come on in and meet your Credit Score Specialist in person. Or stop in when traveling through the state, we would love to meet you.

Can you meet with a Credit Score Specialist in person? - Yes, wherever possible, we will meet with our clients prior to enrolling them to explain what the benefits are with our program and to let you see that we are real everyday people in an established office location.

Do they have any credit rebuilding programs? - Yes, we have developed credit rebuilding programs with several financial institutions to help you rebuild the positive side of your credit profile. These programs dramatically contribute to the increase of your credit score. This is vital to the quick results that you are looking for.

Does your company offer any education material? - Yes, we have felt that it is short sighted to only fix your credit so that you can get a quick loan that you are wanting. Yes, we will help you achieve that short term goal, however, we feel it only appropriate that you realize what is going on with your credit and credit scores so you will become a wise credit consumer and not find yourself with damaged credit again. Our response to this is our comprehensive 65 page Credit Restoration Manual that you receive as part of your enrollment.

Ready to Enroll Now ………. CLICK HERE

CREDIT SCORE IMPROVEMENT